Umbrella Insurance Policy

In addition to providing additional liability coverage, a commercial umbrella insurance policy can also cover losses that are not covered by your primary policies if your primary policy does not cover a specific type of liability, such as defamation or invasion of privacy, a commercial umbrella insurance policy can provide coverage for these types of claims. When choosing a umbrella insurance policy, it’s important to consider the coverage limits, exclusions, and deductibles you want to make sure that you have enough coverage to protect your business from financial loss while also ensuring that the coverage is affordable so it’s important to note that a commercial umbrella policy does not replace your primary policies but rather works in conjunction with them.