First-Time Homebuyer? Here’s What You Actually Need to Know

Getting rejected by traditional banks doesn’t mean your dream home is out of reach. Here’s the reality: many first-time buyers have the income and stability to qualify, but banks use outdated criteria that don’t fit today’s world.

At Sandhu & Sran Mortgages, we’ve helped hundreds of first-time buyers in BC and Alberta get approved when others said no. Here’s what actually matters:

Stable employment (even if self-employed)

Reasonable credit history (not perfect)

Down payment of 5-20%

Proof of income (T4s, T1 Generals, business financials)

The difference? We work with 20+ lenders, not just one. We find the right fit for YOUR situation, not force you into a one-size-fits-all box.

Ready to explore your options? Let’s discuss. No pressure, no fees to you.

604-864-4222 | www.sandhusranmortgages.com